[1] With an index fund, you are likely to do better than the average fund manager - and at lower cost.
[2] If you take out life assurance, always declare any health problem or habit or hobby that might affect your insurability.
[3] You will find peace and contentment by making and using a budget.
[4] You should have an overall financial plan designed to meet all your needs, take into account your investment goals and life assurance needs
[5] A drugstore or super center is your best bet for nonfood items such as shampoo and toothpaste.
[6] Peace of mind comes from being able to control your money whatever your income.
[7] An emergency fund should consist in six months gross pay at a bare minimum.
[8] Many people make the tax decision first and reject what could have been a good investment.
[9] Don't bring the kids shopping. Kids always make you spend more than you can afford
[10] Following a budget takes discipline but is well worth the effort.
